Buying a car is often the second most expensive purchase in a person’s life, after buying a home. With such a significant investment, it’s crucial to make informed decisions and thoroughly consider your options. If you’re in the market for a used car, here are some essential tips to guide you through the process and ensure you make the right choice for your needs and budget.
Things to Consider Before Buying a Used Car
1. What About Insurance?
Before purchasing a car, consider the cost of insurance. Insurance premiums can vary significantly depending on the make, model, and age of the vehicle. Vehicles with higher safety ratings and lower performance tend to have lower insurance costs. Make sure to factor this into your overall budget to avoid any financial surprises after the purchase.
2. Can You Drive It on Your Licence?
It’s essential to know whether the car you’re considering is suitable for your driving licence. In some Australian states, if you passed your driving test in an automatic car, you may only be licensed to drive automatic vehicles. Additionally, if you hold a P-Plate licence, certain high-performance or modified vehicles may be restricted. Always check the rules with your local roads and traffic authority to ensure you’re legally allowed to drive the car you want.
3. What Paperwork Will You Need?
Buying a car comes with administrative tasks. Ensure that you’re prepared to handle all necessary paperwork, including the transfer of ownership and registration. If you’re buying from a private seller, you’ll need to handle this yourself, but dealerships will often take care of the paperwork for you. It’s essential to have the car's registration documents, a valid roadworthy certificate (if required), and any warranty paperwork if purchasing from a licensed dealer.
4. What Can You Really Afford?
Before you start car shopping, set a clear budget. Consider not only the purchase price of the vehicle but also ongoing costs such as fuel, insurance, servicing, and repairs. Don’t stretch your finances too thin—buying a car you can’t afford may lead to financial stress down the line. Stick to a budget that allows you to comfortably manage the car’s expenses in the long term.
5. How Much Will It Cost to Run?
Some cars are more fuel-efficient than others, and some come with higher maintenance costs. Consider how much the car will cost to run on a day-to-day basis. Research the vehicle’s fuel consumption, servicing intervals, and repair costs. Factor in how often you’ll be driving and the distances you typically cover. Larger or older cars may cost more in fuel and maintenance, so make sure you choose one that fits your lifestyle and budget.
6. How Safe and Reliable Is It?
Safety should always be a top priority when choosing a car. Check the car’s ANCAP (Australasian New Car Assessment Program) safety rating to ensure it offers adequate protection for you and your passengers. Additionally, research the reliability of the model you’re interested in. Some cars are known for their longevity, while others may have a reputation for frequent repairs. A reliable car will save you time, money, and frustration in the long run.
7. What Type of Car Will Best Suit Your Needs?
Think about how you will be using the car. Do you need a family vehicle with plenty of space for kids and cargo, or a small, fuel-efficient car for city driving? Consider factors like boot space, seating capacity, and the type of terrain you usually drive on. Choosing a car that meets your practical needs is just as important as choosing one that fits your budget.
Choosing the Right Vehicle
Before you start visiting dealerships or scrolling through online listings, take some time to research the market. This will give you a good idea of what to expect in terms of prices for different makes and models. Make a list of cars that not only suit your needs but also fit within your budget. Remember to be realistic about what you can afford, both upfront and in terms of running costs.
Protect Yourself
When buying a used car, it’s important to protect yourself from potential scams or dishonest sellers. Avoid purchasing from unlicensed dealers or private sellers without doing thorough research. These sellers are unregulated and offer little legal protection if something goes wrong with the vehicle. Always buy from a licensed dealer, as they must offer a statutory warranty on most used vehicles, giving you peace of mind.
At Westside Auto Wholesale, all our vehicles are sold with clear titles, and we welcome independent inspections, so you can feel confident in your purchase.
Choose a Car with High Safety Ratings
Safety should never be compromised. Look for cars with a high ANCAP rating and comprehensive safety features, such as airbags, ABS brakes, electronic stability control (ESC), and advanced driver assistance systems (ADAS). A safe vehicle can protect you and your passengers in the event of an accident and may even help reduce your insurance premiums.
Consider an Independent Inspection
Before finalising the purchase, it’s wise to have an independent inspection carried out by a qualified mechanic. This ensures that there are no hidden mechanical issues that could lead to expensive repairs down the track. You can even make the inspection a condition of the sale, so if the results are unsatisfactory, you’re not locked into a contract.
Get Everything in Writing
Always make sure any promises, warranties, or guarantees are in writing. Verbal agreements are hard to enforce, so having a written record ensures that both parties understand the terms of the sale. This is particularly important when buying from a dealership, as it ensures you’re protected if something goes wrong after the sale.
Perform a Background Check
If you’re buying from a private seller, perform a background check on the vehicle through the Personal Property Security Register (PPSR). This will reveal if the car has any money owing, is listed as stolen, or has been written off. If there is money owing on the car, it’s a red flag—if the debt isn’t paid, the car could be repossessed, leaving you without a vehicle.
Check the Contract
Never sign an incomplete contract or a contract you don’t fully understand. Before signing, ensure that all the details are accurate, the car is in the condition you expect, and it fits within your budget. Always ask for a copy of the contract and any relevant warranty documents to keep for your records.
Make Sure You’re Qualified
If you’re new to driving or hold a restricted licence, ensure you’re qualified to drive the vehicle you want. Some states have restrictions on P-Plate drivers, especially regarding high-performance or modified vehicles. If you’re unsure, check with your local roads and traffic authority to avoid purchasing a car you can’t legally drive.
Insurance
Don’t forget about insurance! Before driving away, make sure your car is covered by Comprehensive Motor Vehicle Insurance or Third Party Property Insurance. Without the right insurance, you could be left with hefty bills if you’re involved in an accident or if your vehicle is damaged or stolen.
Regular Car Servicing
Buying a car is a significant financial commitment, and one of the best ways to protect that investment is through regular car servicing. A well-maintained vehicle not only performs better but also lasts longer and retains its value. Whether you're buying a new or used car, it's essential to prioritise regular maintenance to avoid costly repairs down the road and ensure your car remains safe and reliable.
Why Regular Servicing Is Important
- Prevent Major Repairs: Regular car servicing helps detect small issues before they become major problems. A minor issue, like a slight oil leak, can turn into an engine failure if left unattended. Scheduled servicing keeps your car in optimal condition, preventing expensive repairs that could arise from neglect.
- Maintain Fuel Efficiency: Regularly servicing your car ensures that your engine is running efficiently. A well-maintained engine uses fuel more efficiently, saving you money at the pump. Neglecting services can lead to worn-out components, reducing fuel economy and increasing your running costs.
- Ensure Safety: During a service, mechanics inspect critical systems like brakes, tyres, steering, and suspension. Identifying and addressing wear and tear on these systems is crucial for maintaining road safety. Regular servicing also helps ensure your vehicle's safety features, such as airbags and electronic stability control, are functioning correctly.
- Extend the Life of Your Vehicle: Routine maintenance extends the lifespan of your car. Simple tasks such as oil changes, filter replacements, and coolant top-ups keep the engine and other components in good working order. A well-serviced car is less likely to break down unexpectedly and is more reliable for long-term use.
- Retain Vehicle Value: Keeping a complete service history is an excellent way to retain your car's resale value. Buyers are more likely to purchase a used car that has been regularly serviced and well-maintained. At resale time, you can command a higher price for a car with a full-service record.
Timing Your Car Services
Most manufacturers recommend servicing your car every 10,000 to 15,000 kilometres or every six months, whichever comes first. However, this can vary depending on your vehicle type, how often you drive, and your driving conditions. For example, if you frequently drive in stop-and-go traffic or extreme temperatures, you may need more frequent servicing. Always refer to your owner’s manual for the specific service schedule for your vehicle.
Types of Servicing
When it comes to keeping your vehicle in optimal condition, regular servicing is key. There are different types of servicing depending on the level of maintenance your car requires. Here’s a breakdown of the most common service types:
Basic Service
A basic service is a great starting point for routine maintenance. This service generally includes:
- Oil and filter change: Ensures that your engine is properly lubricated and running efficiently.
- Inspection of essential components: Such as brakes, tyres, and suspension.
- Topping up fluids: Including coolant, brake fluid, and windshield washer fluid.
A basic service helps maintain the day-to-day performance of your vehicle and addresses small issues before they escalate into major problems.
Intermediate Service
An intermediate service builds on a basic service by adding more detailed inspections and replacements. It typically includes:
- All checks from a basic service.
- Additional inspections of suspension, lights, and steering systems to ensure safety and optimal handling.
- Changing spark plugs and air filters (if needed), which help with fuel efficiency and engine performance.
This service is recommended if your car is showing signs of wear but is not yet due for a comprehensive full service.
Full Service
A full service is the most thorough service available, often performed annually or at certain mileage intervals. It covers:
- All checks included in a basic and intermediate service.
- Detailed inspection of all critical systems, including the drivetrain, exhaust, and fuel systems.
- Replacement of important components like fuel filters, brake pads, or timing belts, depending on the vehicle's age and condition.
A full service ensures your vehicle is running smoothly and helps catch potential problems that could cause significant damage if left unattended.
Log Book Service
A log book service is specific to each vehicle, adhering to the manufacturer’s recommended maintenance schedule. This service is essential to maintain your car’s warranty and ensure that all maintenance is done according to the manufacturer’s standards. It includes:
- Scheduled maintenance as outlined in your vehicle’s log book.
- Use of genuine parts or parts of equivalent quality to maintain warranty compliance.
- A detailed report ensuring that all services and replacements are documented, which can enhance the resale value of your car.
By following your car’s log book service schedule, you ensure the longevity of your vehicle while retaining its warranty.
At Westside Auto Wholesale, we believe in the importance of regular vehicle maintenance to ensure safety, reliability, and performance. We offer a range of servicing options to suit your needs, whether you're looking for a basic oil change or a comprehensive full service. Our experienced mechanics use the latest diagnostic tools to identify potential issues early, ensuring your car remains in top condition for years to come.
By maintaining your vehicle regularly, you’ll not only extend its lifespan but also enhance its resale value when the time comes to upgrade.
Find the Right Used Car at Westside Auto Wholesale
Buying a used car is a major financial decision, but with the right preparation and research, you can find a vehicle that suits your needs, budget, and lifestyle. Whether it’s checking the safety features, performing a background check, or ensuring the car meets your licence requirements, taking the time to follow these steps can help you make a confident, informed purchase.
At Westside Auto Wholesale, we make buying a used car easy and stress-free. With over 3,000 vehicles under one roof, we have something for everyone. Visit us today or contact us to find the perfect car for your needs, backed by warranties and the assurance of buying from a licensed, trusted dealer.
